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HAMP - 10/20/2009 3:39:19 AM   
rogeralbion

 

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Joined: 10/20/2009
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- Is the HAMP Guide launched yet for homeowners to modify their loan? I am so very desperate to modify my loan…please please Jesus..help me…
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RE: HAMP - 10/20/2009 12:11:22 PM   
GroupW

 

Posts: 2537
Joined: 11/16/2007
From: Up in the hills of Colorado (very BIG hills...)
Status: online
Personally, I don't think you need to pay money to get the information necessary to have your loan modified. Contact your loan servicer immediately to begin the process - it can take a fair amount of time and persistence to actually get it done. Don't be put off by an initial negative response - keep trying and document everything. You'll need tax returns, pay stubs, information on your other expenses (utility bills, bank statements, statements on other debts, etc.)

If you try and get lost in the process, then I'd spend the $97. I do believe the guide is out there though if you need it.

_____________________________

“For every problem, there is a solution that is simple, elegant and wrong.” -H.L. Mencken

"Most people would rather die than think; in fact, they do so." -Bertrand Russell
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RE: HAMP - 10/20/2009 2:31:31 PM   
Mollymouser


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From: california, land of the happy cows
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You can buy the book LOAN MODIFICATION FOR DUMMIES for $14.13 (plus shipping) from Amazon.com --- seems a much better deal than spending $97 for HAMP. (Click book name for link)

And I agree with GroupW .... have you contacted your lender directly? What did they say?

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MARRIED TO A MILITARY PILOT ~ PLEASE PRAY FOR OUR TROOPS!
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RE: HAMP - 10/20/2009 4:41:31 PM   
clydewolf

 

Posts: 43
Joined: 8/6/2009
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Here is a link to the guidlines at Fanniemae:
https://www.efanniemae.com/sf/guides/ssg/annltrs/pdf/2009/0905.pdf
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