Would You Be Comfortable Living in a Completely Cashless Society?

More purchases can now be made with cards, phones, watches, and other digital payment methods, and some people rarely carry cash anymore.

Would you be comfortable if physical cash eventually disappeared altogether? Or do you think there are good reasons to keep it?

Short answer. No. Why? “Convenience” isn’t always beneficial. Loss of privacy and surveillance? Digital payments leave a permanent digital footprint. While tap-to-pay is convenient, it surrenders personal privacy, allowing corporations and governments to track where, when, and how you spend your money.

Digital infrastructure is vulnerable to power outages, cyberattacks, satellite failures, and bank glitches. Physical cash serves as a crucial backup during emergencies, natural disasters, or grid failures when digital systems go dark. Along with the fact that eliminating cash disproportionately harms the unbanked, the elderly, low-income families, and children learning financial responsibility. Cash is universal and accessible to everyone regardless of credit score, internet connection, or smartphone access.

Psychologically, handing over physical bills creates an immediate awareness of friction and value. Replacing cash entirely with frictionless digital taps often leads to overspending, debt, and a detachment from the true weight of one’s resources.

Then, of course you have in Revelation 13:16–17, Scripture speaks of a global system where no one can buy or sell without a specific mark or pledge of allegiance. Many students of biblical prophecy view a completely cashless society as a necessary stepping stone toward this level of centralized control.

When physical currency is removed, the ability to engage in commerce is tied entirely to a centralized, digital grid. If a single entity or government controls that grid, they gain the power to restrict access to necessities. Turning buying and selling into a mechanism for compliance.

A cashless economy removes the God-given principle of individual stewardship outside of state oversight. When every transaction must pass through a digital gatekeeper, personal freedom and religious liberty become vulnerable to institutional overreach.

Be blessed,

Peter

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We are almost there. I firmly believe it’s a sign of the end times.

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Would you be comfortable if physical cash eventually disappeared altogether? Or do you think there are good reasons to keep it?

The pilgrims at Plymouth tried communal living and almost starved to death. Once the incentive to work is removed you end up with places like Cuba or Detroit.

Well Peter, once again you wrapped it up quite nicely. Thank you, brother! I thank my God that He gave you the gift of commenting over and over again with so much love!

What is written below is from my gatherings over the years that may be of interest to you or others. It is difficult to explain so if you find no interest in it then it’s no problem. I just can’t seem to comprehend why most no one is alarmed by what could most possibly come about.
I would like to introduce an event going on in this world call Q-Day. Please take time to look it up. Not QDay but Q-day. It is the reason housing prices are sky high in order to raise property taxes. It is the reason food prices along with most everything else is at an all-time high. It is the reason data centers are being built all across the world at record speeds. This is what I believe.
Yes. I’m talking about Quantum Computing which will soon be interfacing with conventional computing and all the data stored in those data centers.
In December of 2004, Google ran their ‘Willow’ chip to simulate the behavior of a complex quantum circuit—a task that is incredibly difficult for classical supercomputers. What would take millennia for conventional computing to complete, the Willow chip finished it in seconds! Only using 105 qubits at the time. To break the world’s standard RSA-2048 key encryption which we all rely on for digital ‘privacy’, quantum computing will be the key (no pun). All our digital banking, health records, private emails, crypto currency, VPN tunneling and other things of course will all be easily compromised. Years ago, they (quantum computing scientists) stated a million qubits were needed to break the RSA-2048 key using Shor’s algorithm using Quantum Computing. Today, Google states perhaps a hundred to three hundred thousand qubits will be needed because error detection and correction are getting much better. The hardware is here. I believe the big hurdle now is writing/creating software to interface AI and all the data behind it with Quantum Computers. They claim in the year 2029 they will achieve it. Whatever.

By the way, a quantum particle(quanta) is the smallest physical ‘thing’ known in the universe proven mathematically by Physicist Max Planck and proven physically in the 1980’s in France. The scale of a quanta is about 10 to the -33cm. That’s 10 to the 25th times smaller than the rotation of an electron spinning around a hydrogen atom. The human body is more in proportion to the known universe than to a single quantum particle. They are able to ‘compute’ with these by putting them into a superposition which is very difficult because of decoherence (temperature, electromagnetism, neutrino and quark bombardment). God uses quantum particles every microsecond to produce life at room temperature with complete coherence. Scientists admit (without giving Almighty God the glory) that life must come by these because there are no physical laws to guide molecules toward life.

OK. I’ll quit with the babbling on about the tech.

Every nation/corporation on earth that is capable of producing the first of these are being closely watched by all governments of the world knowing that the digital security of everything will be breakable by those who are first to complete this.

What will any money system look like then?

God bless you.

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The first time I applied for a credit card, I was turned down. In a cashless society, I think you’d need a credit card.

I think we do lose a lot when we don’t use physical money or simply a credit card, but, at the same time I think that’s the direction things are going. Many places are already cashless. It is certainly easier.

@SilentOnAll I really appreciate you taking the time to share these thoughts, especially the theological reflections in the second half of your message.

You made a wonderful point about quantum mechanics that gets to the heart of Christian faith. When we zoom in on the fundamental building blocks of creation, down to the Planck scale and quantum superposition, we don’t see chaotic randomness; we see mind-boggling order, precision, and fine-tuning. The fact that subatomic particles exist in such delicate balance to sustain human life at room temperature is a powerful reflection of God’s active, ongoing sustenance of the universe (Colossians 1:17). As Psalm 19 says, “The heavens declare the glory of God,” and quantum physics just shows us that the microscopic world declares it just as loudly.

Where I’d gently encourage you to find peace is in how we view the future of human technology in light of God’s sovereignty. Throughout history, human innovation, whether the printing press, electricity, atomic energy, or now quantum computing, has often brought fears of unraveling society or ushering in uncontrollable chaos.

But no matter how advanced human computing becomes, human intellect can never outpace or disrupt the sovereignty of Almighty God. Man’s ability to manipulate quantum particles to calculate data doesn’t catch God by surprise, nor does it threaten His authority over history or our everyday lives.

Proverbs 3:5–6 reminds us to trust in the Lord rather than leaning solely on our own understanding or human predictions of doom. While scientists and engineers continue to explore the boundaries of creation through tech, our true security and the stability of our lives remain firmly anchored in the Creator, not in encryption keys, money systems, or human governments.

Thank you for sharing your awe for God’s creation at the smallest scales. It’s always good to be reminded of how vast and intricate His design really is!

Be blessed,

Peter